A High Court judge has ruled in favour of the Office of Fair Trading (OFT) in a crucial test case which could have widespread consequences for millions of banking customers in the UK. The OFT believes the overdraft charges levied … Read more
There’s an awful lot riding on the outcome of this case, and not just for anyone who has ever written a cheque that has bounced or breached their agreed overdraft facility. Thirty pounds. That’s what the average bank will charge … Read more
Customers seeking refunds have flooded a banking watchdog with complaints after serious failings were exposed in the £5bn-a-year industry in Payment Protection Insurance (PPI). By mid-afternoon in one day, about 400 PPI holders had contacted the Financial Ombudsman Service, more … Read more
The City watchdog has imposed its first fine on a high street chain under its ongoing investigation into the lucrative payment protection insurance market, warning other retailers they face a similar fate if they too fail to employ adequate checks. … Read more
Insurance sold with loans and credit cards is ripping off customers to the tune of £1.4billion a year, a watchdog has said. Banks, finance companies and retailers are alleged to have routinely overcharged the millions who buy payment protection. The … Read more
An appeal by eight banks, against a High Court ruling that a regulator can investigate the fairness of overdraft charges, has been thrown out. The Appeal Court ruled that the Office of Fair Trading (OFT) has the power to investigate … Read more
Why has claiming credit card charges in 2009 become a lot easier? Over the past 10 years or so, up until the beginning of 2009, consumers who kept their credit card account in good order by always staying within their … Read more
Has Your Payment Protection Insurance Premium Increased Without Your Knowledge? As many as 2 million consumers could have seen their Mortgage Payment Protection Insurance Premium increased without their knowledge. We believe a number of companies have actually increased the PPI Premiumsassociated … Read more
We have recently carried out research showing that up to £40 Billion could be claimed back by UK consumers who have taken out PPI policies Click here to claim back your PPI Have you ever been told, recommended or thought … Read more
It was reported on www.bbc.co.uk on 16th of October 2009 how the sale of PPI continues to be engulfed with confusion and controversy. It reported that the Competition Commission intention to ‘restrict PPI sales at the point when loans are … Read more
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