PPI, Credit Card & Bank Charge Claims >> Charges QnA

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Can I claim bank charges even if I have closed my account?

14 October 2009

The Statute of Limitation states that bank charges can be 

reclaimed for up six years from when the claim is made. 

Therefore providing you have the account number, which can

easily be obtained by contacting customer services, whether 

the account is open or not is irrelevant.

All reclaims have been put on hold however, until there

is a final verdict in the Supeme Court to decide whether

bank charges are lawful.

In the intermin, challengeyour.com has registered thousands

of claims against the banks which will be reopened once a

verdict has been reached and the OFT has established what

a fair level of charging is.