PPI Claims & Charges

Apply now to claim back payment protection insurance

Each year, over seven million PPI (payment protection insurance) policies are sold.

If you've taken out a mortgage or a personal loan, applied for a credit card or consolidated your debts, the chances are that you have purchased PPI – even if you weren't aware of the fact.

The purpose of PPI charges

PPI policies are supposed to protect you against the risk of being unable to meet repayments in the event of an accident, sickness or unemployment, but they rarely do. Research shows that only 4% of policy holders actually claim on the payment protection cover and a quarter of these claims are refused, usually because of the small print.

Typical PPI Premium costs

Premiums for PPI can also be extremely high, adding between 13% and 56% to the cost of a loan.

As most of the cover provided by PPI polices is of little use, you have probably been paying for insurance that you don’t need or can't ever use. But now you can reclaim PPI charges / payments.

PPI charges and the Office of Fair Trading (OFT)

The Office of Fair Trading is currently carrying out an investigation into the sale of PPI policies, and the mechanics already exist which enable us to seek compensation. We can reclaim PPI charges / premiums you have paid - and reclaim all PPI premiums, with up to 16% interest since you took out the policy.

PPI Claims

By completing our simple form (see Make a PPI claim), we can tell you whether you're entitled to any compensation on your PPI charges / polices and then help you reclaim PPI charges on a no win, no fee basis.

It doesn't have to be a painful process to reclaim PPI charges as we will handle everything for you.